The Williams Law Office LLC
Our top priority is responsive communication. We return calls and emails promptly, and help you to reduce and eliminate debt and/or file for bankruptcy. Whether you're in Gwinnett or surrounding counties, we will show you how to get a fresh start.
This lawyer is licensed to practice in Georgia and has no record of discipline from the Georgia bar association. *
The Williams Law Office LLC
Our top priority is responsive communication. We return calls and emails promptly, and help you to reduce and eliminate debt and/or file for bankruptcy. Whether you're in Gwinnett or surrounding counties, we will show you how to get a fresh start.
This lawyer is licensed to practice in Georgia and has no record of discipline from the Georgia bar association. *
The attorneys at the Williams Law Office are accessible, thorough, and approachable. We believe that most bankruptcy clients are not just deadbeats. Sometimes even careful and frugal people fall into financial problems through no fault of their own, such as sudden loss of income or financial support, unexpected medical bills, unjust unforeseen lawsuits, etc.
Nobody starts out in life planning to file for bankruptcy. Hard times can fall on any person or business at any time. If you have accumulated bills and debts that are overwhelming, our attorneys are knowledgeable about bankruptcy and debt relief strategies. We work with you to create a path towards solvency and eventual financial freedom.
Our top priority is responsive communication. We return calls and emails promptly, always ready to serve you. We work to develop a plan to face financial distress head-on, reduce and eliminate debt, and/or file for bankruptcy.
Our attorneys are ready to help eliminate your debt using the legal tools and rules in the United States Bankruptcy Code that apply to your situation. We are well-versed in the applicable laws and the criteria for which filing is most appropriate for you or your business, and are experienced with Chapter 7 and Chapter 13 bankruptcies for individuals and Chapter 7 bankruptcies and reorganizations for businesses.
Whether you're in Gwinnett, Walton, Hall, Barrow, Rockdale, Newton, or DeKalb County, we will show you how to make a plan for a fresh start.
OUR PRACTICE AREAS:
DEBT RELIEF AND NEGOTIATION
If you are being hounded by debt collectors, or have been served with papers for a lawsuit, we can normally handle it for you without your even having to go to court. In almost all cases, our fees amount to much less than the amount we save you in the final negotiation.
CHAPTER 7 BANKRUPTCY
Most people in debt can file Chapter 7 bankruptcy, and normally have their debt discharged after 4 1/2 months. In most cases, depending on the circumstances, they do not have to make any payments to creditors other than mortgages, etc.
CHAPTER 13 BANKRUPTCY
People with a regular income, and those who are behind on their mortgage payments, can repay as much of their debt as they conveniently can, after normal living expenses are accounted for, during a 3 to 5 year period. And often, we can force the creditor to lower any auto loan payments. At the end of this time, all remaining debt (except for mortgages, etc.) is discharged.
FORMATION OF AN LLC OR A CORPORATION
We completely organize a new Georgia LLC or Corporation for our clients, including filing Articles of Organization or Incorporation, production of a customized, protective Operating Agreement or Bylaws, setting up a Company Book, printing of Membership Certificates or Stock Certificates, and obtaining a Company Seal.
WILLS, HEALTHCARE DIRECTIVES, AND POWERS OF ATTORNEY
We offer complete services in the preparation of Wills, Financial Powers of Attorney, Advance Directives for Healthcare, and other useful documents to prepare for the inevitable.
MORE INFORMATION ABOUT CHAPTER 7 IN GEORGIA
An individual, a married couple, a partnership, a corporation, or an LLC may file under Chapter 7, which normally takes only a little over 4 months from start to finish. It cancels most debt outright, including charge cards, medical bills, past due utility bills, collection agency accounts, personal loans, etc., but not secured debts such as mortgages or auto loans. You are not required to make partial payments to unsecured creditors in a Chapter 7.
Creditors must stop all collection efforts, by Federal law. Harassing phone calls and letters and any pending lawsuits must cease. Garnishing of your wages or bank accounts must stop, and often we can have money that was garnished returned to you.
For most people, household items and personal possessions are exempt from seizure by the Trustee, and may be kept. Perhaps 95% of all people filing Chapter 7 do not have to give anything up, as there are reasonable amounts of your goods and household which may be exempted. However, if you have possessions which are above the exemption limits, such as very valuable antiques, expensive art, extravagant jewelry, etc., you may have to surrender them to the Trustee for auction. Also, in a Chapter 7 you are not allowed to keep large amounts of cash, stocks, bonds, and other investments. However, anything in a retirement IRA or 401(k), or in a bank account from Social Security or disability payments, is yours to keep.
Certain kinds of debt cannot be cancelled. The most common of these non-dischargeable debts are child support, alimony, student loans, IRS taxes under three years old, judgments in cases of wrongful death or personal injury due to drunk driving, government fines, or debt incurred through fraud. There are a few others, but these are among the most common.
Main Office
3675 Crestwood Pkwy
Suite 400
Duluth, GA 30096
(770) 757-3328
We offer a free telephone consultation before you even decide to work with us, to give you a preview of how we may be able to help your situation.
Here at The Williams Law Office LLC we maintain regular and meaningful communication with all our clients. You always deal directly with an experienced, actual attorney, not just a paralegal or a secretary. Our attorneys are available to answer any questions and explain the legal process, and we will always be available to discuss the progress and status of your case.
Unlike some large bankruptcy law firms who handle dozens or hundreds of cases at a time and hire inexperienced young lawyers right out of law school, we are an experienced, small family-owned firm that strives to be careful and accurate in order to give our clients the best possible protection.
We are available for free telephone consultations before you even agree to work with us, to give you a preview of how we may be able to help your situation.
Jeff Williams always works hard to help his clients get the best possible resolution of their debt problems. In many cases, he is able to negotiate an excellent deal with his clients' creditors so they do not have to file bankruptcy if they do not want to. In cases like these, his legal fees are usually far less than the amount of money he saves his clients in the new final settlement he negotiates for them.
Unlike many lawyers, he actually returns your phone calls promptly in most cases, and you can usually reach him on his direct personal line at 770- 757-3328.
Born in New York and raised in Florida, Jeff has been practicing law since 1994. He is a graduate of the Berkeley Preparatory School in Tampa. He got his B.A. from the University of South Florida, his Master’s from Temple Theological Seminary, his Doctorate from John Marshall Law School (Magna Cum Laude), his post-doctoral degree in Litigation from Atlanta Law School, and a Doctorate from Carolina University (“With Distinction”).
A member of the Georgia State Bar, he is also admitted to practice in the Georgia Court of Appeals, the Georgia Supreme Court, and the United States Federal Courts. He is a past Chancellor of the Sigma Delta Kappa Legal Fraternity (Alpha Chi Chapter) and is on the Board of Directors of the Walton County Bar Association. He has been a real estate developer and a broadcaster on the side. Together with his wife Patty, he has seven adult children, and (so far) 16 grandchildren and one great-grandchild. He works hard to lighten your load.
Jeff Williams always works hard to help his clients get the best possible resolution of their debt problems. In many cases, he is able to negotiate an excellent deal with his clients' creditors so they do not have to file bankruptcy if they do not want to. In cases like these, his legal fees are usually far less than the amount of money he saves his clients in the new final settlement he negotiates for them.
Unlike many lawyers, he actually returns your phone calls promptly in most cases, and you can usually reach him on his direct personal line at 770- 757-3328.
Born in New York and raised in Florida, Jeff has been practicing law since 1994. He is a graduate of the Berkeley Preparatory School in Tampa. He got his B.A. from the University of South Florida, his Master’s from Temple Theological Seminary, his Doctorate from John Marshall Law School (Magna Cum Laude), his post-doctoral degree in Litigation from Atlanta Law School, and a Doctorate from Carolina University (“With Distinction”).
A member of the Georgia State Bar, he is also admitted to practice in the Georgia Court of Appeals, the Georgia Supreme Court, and the United States Federal Courts. He is a past Chancellor of the Sigma Delta Kappa Legal Fraternity (Alpha Chi Chapter) and is on the Board of Directors of the Walton County Bar Association. He has been a real estate developer and a broadcaster on the side. Together with his wife Patty, he has seven adult children, and (so far) 16 grandchildren and one great-grandchild. He works hard to lighten your load.
Patty Williams is a highly competent, compassionate bankruptcy attorney who has been helping her clients straighten out their debt problems for many years. People love her non-judgmental, easy-going style, and invariably give her excellent reviews. She gladly answers questions, and she can usually be reached on her direct personal line at 770-827-6515.
Originally from South Carolina, Patty has been an attorney since 1997. She got her B.A. from Trinity University and her Doctorate in Law from John Marshall Law School. She is a member of the Georgia State Bar and admitted to practice in the United States Federal Courts. She has been an officer of the Walton County Bar Association. Together with her husband Jeff, she has seven adult children, and (so far) 16 grandchildren and one great-grandchild.
Patty Williams is a highly competent, compassionate bankruptcy attorney who has been helping her clients straighten out their debt problems for many years. People love her non-judgmental, easy-going style, and invariably give her excellent reviews. She gladly answers questions, and she can usually be reached on her direct personal line at 770-827-6515.
Originally from South Carolina, Patty has been an attorney since 1997. She got her B.A. from Trinity University and her Doctorate in Law from John Marshall Law School. She is a member of the Georgia State Bar and admitted to practice in the United States Federal Courts. She has been an officer of the Walton County Bar Association. Together with her husband Jeff, she has seven adult children, and (so far) 16 grandchildren and one great-grandchild.
The attorneys at the Williams Law Office are accessible, thorough, and approachable. We believe that most bankruptcy clients are not just deadbeats. Sometimes even careful and frugal people fall into financial problems through no fault of their own, such as sudden loss of income or financial support, unexpected medical bills, unjust unforeseen lawsuits, etc.
Nobody starts out in life planning to file for bankruptcy. Hard times can fall on any person or business at any time. If you have accumulated bills and debts that are overwhelming, our attorneys are knowledgeable about bankruptcy and debt relief strategies. We work with you to create a path towards solvency and eventual financial freedom.
Our top priority is responsive communication. We return calls and emails promptly, always ready to serve you. We work to develop a plan to face financial distress head-on, reduce and eliminate debt, and/or file for bankruptcy.
Our attorneys are ready to help eliminate your debt using the legal tools and rules in the United States Bankruptcy Code that apply to your situation. We are well-versed in the applicable laws and the criteria for which filing is most appropriate for you or your business, and are experienced with Chapter 7 and Chapter 13 bankruptcies for individuals and Chapter 7 bankruptcies and reorganizations for businesses.
Whether you're in Gwinnett, Walton, Hall, Barrow, Rockdale, Newton, or DeKalb County, we will show you how to make a plan for a fresh start.
OUR PRACTICE AREAS:
DEBT RELIEF AND NEGOTIATION
If you are being hounded by debt collectors, or have been served with papers for a lawsuit, we can normally handle it for you without your even having to go to court. In almost all cases, our fees amount to much less than the amount we save you in the final negotiation.
CHAPTER 7 BANKRUPTCY
Most people in debt can file Chapter 7 bankruptcy, and normally have their debt discharged after 4 1/2 months. In most cases, depending on the circumstances, they do not have to make any payments to creditors other than mortgages, etc.
CHAPTER 13 BANKRUPTCY
People with a regular income, and those who are behind on their mortgage payments, can repay as much of their debt as they conveniently can, after normal living expenses are accounted for, during a 3 to 5 year period. And often, we can force the creditor to lower any auto loan payments. At the end of this time, all remaining debt (except for mortgages, etc.) is discharged.
FORMATION OF AN LLC OR A CORPORATION
We completely organize a new Georgia LLC or Corporation for our clients, including filing Articles of Organization or Incorporation, production of a customized, protective Operating Agreement or Bylaws, setting up a Company Book, printing of Membership Certificates or Stock Certificates, and obtaining a Company Seal.
WILLS, HEALTHCARE DIRECTIVES, AND POWERS OF ATTORNEY
We offer complete services in the preparation of Wills, Financial Powers of Attorney, Advance Directives for Healthcare, and other useful documents to prepare for the inevitable.
MORE INFORMATION ABOUT CHAPTER 7 IN GEORGIA
An individual, a married couple, a partnership, a corporation, or an LLC may file under Chapter 7, which normally takes only a little over 4 months from start to finish. It cancels most debt outright, including charge cards, medical bills, past due utility bills, collection agency accounts, personal loans, etc., but not secured debts such as mortgages or auto loans. You are not required to make partial payments to unsecured creditors in a Chapter 7.
Creditors must stop all collection efforts, by Federal law. Harassing phone calls and letters and any pending lawsuits must cease. Garnishing of your wages or bank accounts must stop, and often we can have money that was garnished returned to you.
For most people, household items and personal possessions are exempt from seizure by the Trustee, and may be kept. Perhaps 95% of all people filing Chapter 7 do not have to give anything up, as there are reasonable amounts of your goods and household which may be exempted. However, if you have possessions which are above the exemption limits, such as very valuable antiques, expensive art, extravagant jewelry, etc., you may have to surrender them to the Trustee for auction. Also, in a Chapter 7 you are not allowed to keep large amounts of cash, stocks, bonds, and other investments. However, anything in a retirement IRA or 401(k), or in a bank account from Social Security or disability payments, is yours to keep.
Certain kinds of debt cannot be cancelled. The most common of these non-dischargeable debts are child support, alimony, student loans, IRS taxes under three years old, judgments in cases of wrongful death or personal injury due to drunk driving, government fines, or debt incurred through fraud. There are a few others, but these are among the most common.
Main Office
3675 Crestwood Pkwy
Suite 400
Duluth, GA 30096
(770) 757-3328
We offer a free telephone consultation before you even decide to work with us, to give you a preview of how we may be able to help your situation.
Here at The Williams Law Office LLC we maintain regular and meaningful communication with all our clients. You always deal directly with an experienced, actual attorney, not just a paralegal or a secretary. Our attorneys are available to answer any questions and explain the legal process, and we will always be available to discuss the progress and status of your case.
Unlike some large bankruptcy law firms who handle dozens or hundreds of cases at a time and hire inexperienced young lawyers right out of law school, we are an experienced, small family-owned firm that strives to be careful and accurate in order to give our clients the best possible protection.
We are available for free telephone consultations before you even agree to work with us, to give you a preview of how we may be able to help your situation.
Jeff Williams always works hard to help his clients get the best possible resolution of their debt problems. In many cases, he is able to negotiate an excellent deal with his clients' creditors so they do not have to file bankruptcy if they do not want to. In cases like these, his legal fees are usually far less than the amount of money he saves his clients in the new final settlement he negotiates for them.
Unlike many lawyers, he actually returns your phone calls promptly in most cases, and you can usually reach him on his direct personal line at 770- 757-3328.
Born in New York and raised in Florida, Jeff has been practicing law since 1994. He is a graduate of the Berkeley Preparatory School in Tampa. He got his B.A. from the University of South Florida, his Master’s from Temple Theological Seminary, his Doctorate from John Marshall Law School (Magna Cum Laude), his post-doctoral degree in Litigation from Atlanta Law School, and a Doctorate from Carolina University (“With Distinction”).
A member of the Georgia State Bar, he is also admitted to practice in the Georgia Court of Appeals, the Georgia Supreme Court, and the United States Federal Courts. He is a past Chancellor of the Sigma Delta Kappa Legal Fraternity (Alpha Chi Chapter) and is on the Board of Directors of the Walton County Bar Association. He has been a real estate developer and a broadcaster on the side. Together with his wife Patty, he has seven adult children, and (so far) 16 grandchildren and one great-grandchild. He works hard to lighten your load.
Jeff Williams always works hard to help his clients get the best possible resolution of their debt problems. In many cases, he is able to negotiate an excellent deal with his clients' creditors so they do not have to file bankruptcy if they do not want to. In cases like these, his legal fees are usually far less than the amount of money he saves his clients in the new final settlement he negotiates for them.
Unlike many lawyers, he actually returns your phone calls promptly in most cases, and you can usually reach him on his direct personal line at 770- 757-3328.
Born in New York and raised in Florida, Jeff has been practicing law since 1994. He is a graduate of the Berkeley Preparatory School in Tampa. He got his B.A. from the University of South Florida, his Master’s from Temple Theological Seminary, his Doctorate from John Marshall Law School (Magna Cum Laude), his post-doctoral degree in Litigation from Atlanta Law School, and a Doctorate from Carolina University (“With Distinction”).
A member of the Georgia State Bar, he is also admitted to practice in the Georgia Court of Appeals, the Georgia Supreme Court, and the United States Federal Courts. He is a past Chancellor of the Sigma Delta Kappa Legal Fraternity (Alpha Chi Chapter) and is on the Board of Directors of the Walton County Bar Association. He has been a real estate developer and a broadcaster on the side. Together with his wife Patty, he has seven adult children, and (so far) 16 grandchildren and one great-grandchild. He works hard to lighten your load.
Patty Williams is a highly competent, compassionate bankruptcy attorney who has been helping her clients straighten out their debt problems for many years. People love her non-judgmental, easy-going style, and invariably give her excellent reviews. She gladly answers questions, and she can usually be reached on her direct personal line at 770-827-6515.
Originally from South Carolina, Patty has been an attorney since 1997. She got her B.A. from Trinity University and her Doctorate in Law from John Marshall Law School. She is a member of the Georgia State Bar and admitted to practice in the United States Federal Courts. She has been an officer of the Walton County Bar Association. Together with her husband Jeff, she has seven adult children, and (so far) 16 grandchildren and one great-grandchild.
Patty Williams is a highly competent, compassionate bankruptcy attorney who has been helping her clients straighten out their debt problems for many years. People love her non-judgmental, easy-going style, and invariably give her excellent reviews. She gladly answers questions, and she can usually be reached on her direct personal line at 770-827-6515.
Originally from South Carolina, Patty has been an attorney since 1997. She got her B.A. from Trinity University and her Doctorate in Law from John Marshall Law School. She is a member of the Georgia State Bar and admitted to practice in the United States Federal Courts. She has been an officer of the Walton County Bar Association. Together with her husband Jeff, she has seven adult children, and (so far) 16 grandchildren and one great-grandchild.
This lawyer is licensed to practice in Georgia and has no record of discipline from the Georgia bar association. *
* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.
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This lawyer is licensed to practice in Georgia and has no record of discipline from the Georgia bar association. *
* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.
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